Blog Layout
THE STEPS YOU MUST TAKE AFTER HITTING A PARKED VEHICLE
The majority of hit-and-run accidents involve a parked vehicle. And over 60% of those happen in parking lots. You may have been a victim of this type of accident and discovered the damage once you returned to your car. This is the fear of any driver, returning to a damaged car with no idea what happened or who is responsible. Being a victim in the situation can ruin anyone’s day but what if you are the one who hit the parked vehicle? There are actions you must take to protect yourself in this situation.
ATTEMPT FINDING OWNER/DRIVER OF OTHER VEHICLE
Accidents happen! Even with many years of driving experience, a mishap could result in hitting a parked car. The first thought is to move your vehicle. Any accident is disappointing and stressful, but the first thing to do is collect yourself and take photos of the area of contact AND scene. This will protect you from claims of damage that was not caused by you. Once you have taken photos, you may move your car to a safe spot.
The next thought is to write a note with an apology and contact information. It’s a parked vehicle, what else can you do? This is a next step, but not only your next step. To avoid hit and run, you must attempt to locate the owner/driver of the vehicle you hit.
It may be as simple as going back into a party and finding the person or it may be as difficult as happening at the mall. In every situation though, you must try to find that driver. It is best to wait for the driver to return to their vehicle. Document the time you wait by entering a start time in your phone and end time. After a considerable waiting period that your schedule allows, leave a note, then go back into the business where you are parked. Ask for help with employees in locating the driver. There may be an audio system to announce the vehicle or an employee that recognizes the vehicle belonging to another employee. The steps you take in finding that driver must also be entered on your phone, further protecting yourself against a hit-and-run charge.
THE NOTE
After a good time in waiting for the owner of the vehicle you hit, it is advised to write out a note to be left on the vehicle. Unfortunately, you are at fault, so you know any note admits this. Because you are being honest in informing the vehicle’s driver, you should also protect yourself including the steps you took once you hit their car. You may be the most honest person in this situation and must protect yourself with any false claims. Include your contact information in the note with name, email address, and your insurance provider’s name and number. Also, mention you have photos of scene and damage. Finally, include the time you waited and specific steps you will take in trying to find them in the store, restaurant, business, etc. you were at.
ASK FOR VIDEO
Before leaving the location, inquire with business if there is video that can be shared of the accident. Ask for the business owner’s contact information so you can ask for a copy of the video. Any video will be helpful in protecting yourself hopefully showing the point of contact.
CONTACT YOUR INSURANCEASK FOR VIDEO
It is in your best interest to be quick in contacting your insurance provider when you have had an accident. This couldn’t be more true when the accident involves a parked vehicle. The more documentation you have, the better in avoiding hit and run charges. Many insurance providers can be reached 7 days a week and with extended daily hours, so attempt to contact them the same day of accident.
Liability insurance is required in the state of Oklahoma so that coverage should be adequate for the claim. Advise your agent of the make and model of the vehicle and send photos of damage. This will help to evaluate if you have enough coverage.
And if you were unable to locate the owner/driver of the vehicle, provide as much information as possible to insurance provider such as tag #, time of day, location, for when the owner does contact your provider.
Finally, your last step is to give us a call and we will repair any damage. We work closely with all insurance providers assisting in a smooth process.
After years of experience, driving will change for a senior citizen. From insurance changes to physical challenges, everyday driving will be increasingly more difficult. If you have family members in their early 60s, now is the time to prepare for these changes.
As a consumer, you have certain rights when a collision happens and repairs are performed. These rights can vary from state to state. In the state of Oklahoma, be sure to know your rights when you are in need of repairs for your vehicle.
Oh the stress of studying for your driver’s license! It may have even been decades ago, but we all still remember the many rules we had to learn in order to obtain a license. Unfortunately as the days and years pass, we forget many of the laws we were required to know and observe as drivers. And each day, many drivers break these laws. Because the rules are in place for safety, it is important for a refresher course. Avoid needless collisions and tickets by relearning the driving laws you may have forgotten.
We drive to work, we drive for fun, and we drive to vacation destinations. No matter the reason for our driving, the most important thing is to be safe. While our vehicles are still evolving with the latest safety features, there are gadgets and accessories that can assist with that safety. Whether it’s for beloved family or the person who has everything, these are 5 gifts that can give that driver some peace of mind.
Road Rage is at an all-time high with congested commutes and full schedules. No matter if it’s the highway, city street, or rural 4-way stop, there are everyday situations that are frustrating drivers. Even the drive-thru can present a disagreement with driving. So, what is happening? Even if there are more vehicles on the road, there are written laws and unwritten courtesies that we should be observing. However, many times there are two sides to a story…
If you have kids, you will eventually have teens that are old enough to drive. It is an exciting time for these new drivers, but it is just the opposite for parents. Teenagers are 3 times more likely to have an accident than young adults in their 20s. Most of the accidents are because of inexperience and riskier behavior. Since this is the case, a new driver can be very costly to insure, whether you add them to your policy or they have their own. There are benefits with each option as well as drawbacks. Is it better to carry your teen on your policy or for them to have their own policy? It depends…
Technology has brought us many features for our vehicles. Some are for convenience and some are for safety. Even some are just for fun. One of the latest gadgets that is all 3 is the dash cam. Chances are you have seen dash cam footage on Youtube or Facebook. The camera records road activity from the dash or front windshield vantage point. There are also dash cams that record the activity behind the vehicle. With video being the most credible evidence available, this affordable purchase should be considered. These are the many reasons to buy a dash cam now…
No one plans on having an accident but it happens. And the reality is there is probability of it happening while we are far from home. Whether it be travel for your work or a family vacation, an accident can happen. Do you know how to prepare or what to do in case of an accident while in another state?
Each year, the National Highway Traffic Safety Administration collects information about traffic accidents, including collisions that cause fatalities. Recently, AVVO evaluated that data and reported their observations. And while AVVO is a directory that helps people find attorneys to represent them, their report of the risky driving times is interesting.
Warmer temperatures means more activities outside. Want to experience something new but don’t have much time? We have some fun suggestions for your Spring weekends that are just a short road trip away.
BROWSE OUR WEBSITE
CONTACT INFORMATION
Phone:
405-942-6455
Address: 3429 N May Ave Oklahoma City, Oklahoma 73112 Business Hours:
- Mon - Fri
- -
- Sat - Sun
- Closed
