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PREPARING YOUR AGING DRIVER
After years of experience, driving will change for a senior citizen. From insurance changes to physical challenges, everyday driving will be increasingly more difficult. If you have family members in their early 60s, now is the time to prepare for these changes.
INSURANCE PREMIUMS
As new drivers, teens are very costly to insure. This is mainly because of their lack of driving experience. As we age, premium discounts are applied once we gain that driving experience. It is usually true, that with age, comes a maturity with driving and less risks are taken, such as speeding. Unfortunately though, that driving experience reaches a peak with insurance discounts. In fact, insurance starts to increase again once we reach the age of 65. To keep insurance premiums at the lowest possible for your aging driver, have them take driving courses, avoid long trips or trips at night, and have available transportation during bad weather.
PHYSICAL CHALLENGES
Aging bodies encounter changes to many functions that are needed for driving. Declining eyesight is one these challenges. If there is difficulty in seeing the traffic signs, the stripes on the road, or issues during rain and night driving, extra care should be taken with eye exams and driving tests. Other physical challenges are hearing loss, mobility issues, and confusion with direction. If your aging driver seems agitated or anxious, discuss the physical challenges that they may be experiencing.
SAFE ALTERNATIVES
This is a very difficult time for both the aging driver and the loved one concerned about the aging driver. It is a tough situation to discuss AND hear.
Reaching a certain age might be the marked time to discuss changes with your aging driver. If there is no ‘set’ time for this discussion, be sure to recognize signs prompting for that talk. Have there been any at-fault accidents. Is the aging driver receiving citations? Are there frequent scratches and dents on the vehicle? Is the driver’s response time delayed? Have you witnessed them make several driving errors, such as confusing the pedals? These are all signs that it is time to prepare and protect your aging driver.
If it is time to suspend driving for your loved one, there are alternatives for transportation they can use. Many retirement communities use vehicles to transport their residents to appointments and activities. If your loved one still lives in their home, aides can be hired for transportation. There are also ride-share programs such as Uber and Lyft.
As a consumer, you have certain rights when a collision happens and repairs are performed. These rights can vary from state to state. In the state of Oklahoma, be sure to know your rights when you are in need of repairs for your vehicle.
Oh the stress of studying for your driver’s license! It may have even been decades ago, but we all still remember the many rules we had to learn in order to obtain a license. Unfortunately as the days and years pass, we forget many of the laws we were required to know and observe as drivers. And each day, many drivers break these laws. Because the rules are in place for safety, it is important for a refresher course. Avoid needless collisions and tickets by relearning the driving laws you may have forgotten.
We drive to work, we drive for fun, and we drive to vacation destinations. No matter the reason for our driving, the most important thing is to be safe. While our vehicles are still evolving with the latest safety features, there are gadgets and accessories that can assist with that safety. Whether it’s for beloved family or the person who has everything, these are 5 gifts that can give that driver some peace of mind.
Road Rage is at an all-time high with congested commutes and full schedules. No matter if it’s the highway, city street, or rural 4-way stop, there are everyday situations that are frustrating drivers. Even the drive-thru can present a disagreement with driving. So, what is happening? Even if there are more vehicles on the road, there are written laws and unwritten courtesies that we should be observing. However, many times there are two sides to a story…
The majority of hit-and-run accidents involve a parked vehicle. And over 60% of those happen in parking lots. You may have been a victim of this type of accident and discovered the damage once you returned to your car. This is the fear of any driver, returning to a damaged car with no idea what happened or who is responsible. Being a victim in the situation can ruin anyone’s day but what if you are the one who hit the parked vehicle? There are actions you must take to protect yourself in this situation.
If you have kids, you will eventually have teens that are old enough to drive. It is an exciting time for these new drivers, but it is just the opposite for parents. Teenagers are 3 times more likely to have an accident than young adults in their 20s. Most of the accidents are because of inexperience and riskier behavior. Since this is the case, a new driver can be very costly to insure, whether you add them to your policy or they have their own. There are benefits with each option as well as drawbacks. Is it better to carry your teen on your policy or for them to have their own policy? It depends…
Technology has brought us many features for our vehicles. Some are for convenience and some are for safety. Even some are just for fun. One of the latest gadgets that is all 3 is the dash cam. Chances are you have seen dash cam footage on Youtube or Facebook. The camera records road activity from the dash or front windshield vantage point. There are also dash cams that record the activity behind the vehicle. With video being the most credible evidence available, this affordable purchase should be considered. These are the many reasons to buy a dash cam now…
No one plans on having an accident but it happens. And the reality is there is probability of it happening while we are far from home. Whether it be travel for your work or a family vacation, an accident can happen. Do you know how to prepare or what to do in case of an accident while in another state?
Each year, the National Highway Traffic Safety Administration collects information about traffic accidents, including collisions that cause fatalities. Recently, AVVO evaluated that data and reported their observations. And while AVVO is a directory that helps people find attorneys to represent them, their report of the risky driving times is interesting.
Warmer temperatures means more activities outside. Want to experience something new but don’t have much time? We have some fun suggestions for your Spring weekends that are just a short road trip away.
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